Our Philosophy
We adhere to strict FSA (Financial Services Authority) guidelines, which obligate us to provide advice most suited to your personal requirements, affordability and your risk profile.
Many people think an IFA is only for the wealthy, but this is not the case. The majority of our clients are normal everyday people. Our services are open to everyone.
For anyone to find the best products and providers in any market you first have to possess the knowledge, experience and tools to find your way. We look after our clients on a daily basis and understand the financial market and what is important to consumers. We have a wealth of experience and support behind us. We have full use of Sesame’s Research team, a dedicated group concentrating on the suitability, risk and strength of new and existing financial products and providers. We hold professional indemnity insurance and are registered under the Consumer Credit Act and Data Protection Act and hold the appropriate licences.
We aim to help our clients to manage their financial situation by having a good overview of their current situation and their aims. Within this framework we will discuss with the client how they can plan to arrive at those goals, and draw up a plan of action.
We can produce a one-off report on your current situation, but we prefer to be involved in helping you achieve those goals, reviewing progress at regular intervals and adjusting our recommendations as your circumstances change.
Our strength lies in creating lasting relationships with our clients (many have been clients for over 20 years!) Providing a quality service, in a friendly and genuine manner, is as important to us as it is to you. We aim to regularly review your financial planning arrangements, which, in turn, provides you with peace of mind and makes you feel that you are in control of your financial affairs.
We are happy to work on a fee basis, commission basis or a combination of the two. Many of our clients prefer to retain our services on a monthly retainer.